Business Insurance Distributors Financial Institutions
Carrier Overviews
AIG
AIG is the leading U.S.-based international insurance and financial services organization and the largest underwriter of commercial and industrial insurance in the United States. Its member companies write a wide range of commercial, personal and life insurance products through a variety of distribution channels in approximately 130 countries and jurisdictions throughout the world.

CHUBB GROUP OF INSURANCE COMPANIES
With more than 10,000 employees throughout North America, Europe, South America, and the Pacific Rim Chubb serves property & casualty customers from more than 132 offices in 33 countries.

GENWORTH FINANCIAL
While Its name is new, it is well-established. With 15 million valued customers, more than 5,000 skilled professionals and $102 billion in assets, it offers the stability, performance and high ratings you'd expect from one of the world's largest insurance organizations. Its history dates back to 1871, and later, as part of the GE family, it built financial strength, operational discipline and a reputation for integrity. As it becomes an independent company, it continues to use that experience to serve three major customer needs: protection, retirement income and investments, and mortgage insurance.

ZURICH
Zurich Financial Services Group is a leading provider of financial protection and wealth accumulation solutions. It offers tailored solutions for individuals and companies in over 60 countries.

ST. PAUL TRAVELERS
St. Paul Travelers is headquartered in Saint Paul, Minn., with significant operations in Hartford, Conn., and provides commercial property-casualty insurance, personal property-casualty insurance and asset management services. St. Paul Travelers was formed by the combination of Travelers Property Casualty Corp. and The St. Paul Companies on April 1, 2004. On a combined basis, the companies reported 2003 revenue from continuing operations of $24 billion and total assets of $107 billion. The merger created the nation's second largest property-casualty insurer and one of the largest financial services firms.

ACE USA
ACE USA is the U.S.-based division of the ACE Group of Companies, which provides insurance and reinsurance for a diverse group of clients around the world. Through subsidiaries of the ACE Group of Companies, ACE offers a broad array of sophisticated property, casualty, accident and health, and financial products, and risk management services to corporate and consumer clients across the U.S.

AFLAC
 AFLAC is a leading provider of insurance sold on a voluntary basis at the worksite in the United States. Insuring more than 40 million people worldwide, AFLAC, Inc. is an international holding company based in Georgia. At year-end 2003, the corporation's total assets were more than $45 billion, with annual revenues of more than $11.4 billion. A Fortune 500 Company, AFLAC is a leading writer of voluntary insurance coverage, offering policies to employees at more than 300,000 payroll accounts.

OXFORD HEALTH PLANS
Helping its Members get to a healthier place starts with its physician network. By actively recruiting many of the area's top doctors, Oxford has built one of the biggest and best networks in the tri-state area. Nearly all of the doctors in its commercial network are either board-certified or recently board-eligible. Its commercial network includes over 15,000 fully credentialed primary care physicians (PCPs) and over 35,000 specialists. Members also have access to the nation's first credentialed network of complementary and alternative medicine providers.

CNA SURETY
CNA Surety understands the needs of its customers and has built itself to be responsive, flexible and focused on satisfying the unique requirements of each one of its customers. It provides custom-tailored surety solutions to virtually all segments of the market, regardless of size or circumstance. This explains its continued success and validates its potential for growth. CNA Surety provides surety bonds in all 50 states, the District of Columbia, U.S. Territories, and many foreign countries.